Pursuing a Balanced Portfolio

As a Managing Director/Investments at Stifel, Chuck Roberts and his team are focused on wealth management. Leveraging more than 25 years of experience, Chuck Roberts and the CR Wealth Management Group strive to design and maintain an investment approach that is both balanced and diversified.

Chuck’s wealth management strategy strives to balance risk and return and suggests that the investor have a time horizon generally longer than five years. Chuck also considers the investor’s overall financial objectives to determine the appropriate asset mix, allocation style, and rebalancing guidelines.

An asset mix is the combination of fixed income, equity, and other assets used to diversify a portfolio, while allocation style (strategic, tactical, and focused) describes how that asset is put to work. Finally, establishing and maintaining a rebalancing strategy, the predetermined frequency or threshold at which a portfolio is reviewed, allows for the purchase or sale of assets based on their performance.

Diversification and asset allocation do not ensure a profit or protect against loss. Rebalancing may have tax consequences, so you should discuss this with your tax advisor.

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Applying the Four Seasons Approach to Service

Chuck Roberts works with his clients to create wealth management strategies that focus on objectivity and provide a personalized service. By following the approach to service culture defined by the Four Seasons hospitality brand and applying it to wealth management, Chuck is able to create strategies for clients. The Four Seasons approac h outlines four distinct factors that define the service provided to clients: 1. Define who you are and what separates your offering from competitors. Understand how you satisfy the needs of clients by offering the highest standards. 2. Establish the mission of the company and what you believe as a collective. Following this belief should be paramount in all interactions with others. 3. Create the criterion that defines success for the company. Rooted in who you are and through having belief in what you do, these criteria cover everything from the conditions for successful operation of the company to how you define successful client interactions. ...

Why Investors Need to Consider Their Time Horizon

Chuck Roberts, Managing Director/Investments of the CR Wealth Management Group of Stifel, provides comprehensive wealth management strategies for his clients throughout the United States. One of the factors Chuck Roberts considers before creating a wealth management plan for a Stifel client is his or her time horizon . One of the most important considerations for an investor is how much time he or she is able to dedicate to investing. Simply put, each investor should ask themselves how long they intend to hold an investment. If you are investing with a certain goal in mind, for example, raising your child’s college money or your own retirement savings, then accurately determining your time horizon will help your financial advisor create an appropriate plan for you. The last thing you want to happen is to invest in a long-term, low-return security and fail to accrue enough money for your goal or invest in a high-risk, short-term security, only to have your investment wiped out in a mar...

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Chuck Roberts has served as Managing Director/Investments at Stifel’s New York City branch since early 2016. Serving ultra-high net worth clients, Chuck Roberts draws on in-depth knowledge of a broad array of products, including exchange traded funds (ETF). ETFs are most simply described as a basket of securities that prices throughout the day and trades on a public exchange, like stocks. ETFs are versatile trading and investment vehicles in that they can be used to help pursue a broad array of investment objectives. Launched in the early 1990s primarily for institutional investors, ETFs have become increasingly popular in that most feature low internal expenses, provide more transparency to the investor, and can be used as tax-efficient investment vehicles when incorporated into a buy-and-hold strategy. ETFs have opened the doors to many asset classes and strategies. It is important to consult with your financial advisor to determine which ETFs may be suited to your individua...

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