Pursuing a Balanced Portfolio

As a Managing Director/Investments at Stifel, Chuck Roberts and his team are focused on wealth management. Leveraging more than 25 years of experience, Chuck Roberts and the CR Wealth Management Group strive to design and maintain an investment approach that is both balanced and diversified.

Chuck’s wealth management strategy strives to balance risk and return and suggests that the investor have a time horizon generally longer than five years. Chuck also considers the investor’s overall financial objectives to determine the appropriate asset mix, allocation style, and rebalancing guidelines.

An asset mix is the combination of fixed income, equity, and other assets used to diversify a portfolio, while allocation style (strategic, tactical, and focused) describes how that asset is put to work. Finally, establishing and maintaining a rebalancing strategy, the predetermined frequency or threshold at which a portfolio is reviewed, allows for the purchase or sale of assets based on their performance.

Diversification and asset allocation do not ensure a profit or protect against loss. Rebalancing may have tax consequences, so you should discuss this with your tax advisor.

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Why Investors Need to Consider Their Time Horizon

Chuck Roberts, Managing Director/Investments of the CR Wealth Management Group of Stifel, provides comprehensive wealth management strategies for his clients throughout the United States. One of the factors Chuck Roberts considers before creating a wealth management plan for a Stifel client is his or her time horizon . One of the most important considerations for an investor is how much time he or she is able to dedicate to investing. Simply put, each investor should ask themselves how long they intend to hold an investment. If you are investing with a certain goal in mind, for example, raising your child’s college money or your own retirement savings, then accurately determining your time horizon will help your financial advisor create an appropriate plan for you. The last thing you want to happen is to invest in a long-term, low-return security and fail to accrue enough money for your goal or invest in a high-risk, short-term security, only to have your investment wiped out in a mar

Chuck Roberts uses Exchange Traded Funds (ETFs)

Chuck Roberts has served as Managing Director/Investments at Stifel’s New York City branch since early 2016. Serving ultra-high net worth clients, Chuck Roberts draws on in-depth knowledge of a broad array of products, including exchange traded funds (ETF). ETFs are most simply described as a basket of securities that prices throughout the day and trades on a public exchange, like stocks. ETFs are versatile trading and investment vehicles in that they can be used to help pursue a broad array of investment objectives. Launched in the early 1990s primarily for institutional investors, ETFs have become increasingly popular in that most feature low internal expenses, provide more transparency to the investor, and can be used as tax-efficient investment vehicles when incorporated into a buy-and-hold strategy. ETFs have opened the doors to many asset classes and strategies. It is important to consult with your financial advisor to determine which ETFs may be suited to your individual si

The Four Seasons Approach to Customer Service

A former financial advisor and managing director with Morgan Stanley, Chuck Roberts now works as Managing Director/Investments in The CR Wealth Management Group of Stifel. Overseeing a 10-member team within his office, Chuck Roberts engages in strategic financial planning on behalf of his clients, placing a focus on customer service. The CR Wealth Management Group operates on the " Four Seasons ” approach, a customer service strategy established by the Four Seasons hotel chain. This approach involves four key principles: 1. Who we are. The team must understand its own offering and have an objective in place to define itself as a leader in its field. 2. What we believe. Establishing a workplace ethos and culture helps the company pursue those values in its work with clients. All staff members must understand the core beliefs of the team and work cooperatively to satisfy clients based on those beliefs. 3. How we succeed . The team must define what it needs to do to strive for

Chuck Roberts (Stifel) | Blogger

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